• Your top up loan amount can go up to 20 times your salary. • Maximum loan amount that can be availed by expatriates is AED 1,000,000. • Your loan installment, along with your overall monthly installments must stay below 50% of your salary. • If you have a salary increment or you receive company benefits such as accommodation or own a separate form of extra variable income, your loan eligibility might be increased accordingly. • Your loan tenor can go up to a maximum of 48 months.

The assessment process is quick and simple. As you're an existing customer and we already have your information on file, the approval process for a top up loan is fast. Your eligibility to qualify is based on the following: • Minimum monthly salary requirement starting AED 5,000 for Approved Companies & AED 10,000 for Unapproved Companies. • The loan installment along with the overall regular monthly installments should not exceed 50% of the monthly salary. • Your salary should be transferred to Mashreq, if not already.

You may currently have an active loan from Mashreq. A Mashreq Top Up Loan is used to extend your current borrowed amount. This also extends the repayment period for both the loans (original loan + your top up) to a single date.

There are two simple ways to apply for a Mashreq Top Up Loan. 1. Click "Apply Now" in the above section and submit the details required. 2. Call us on +971 4 4244444. You are not committed to anything by calling us for a chat. We're happy to talk you through your options and answer any questions.